Intermarket Bank AG

Your partner for professional factoring

Are you looking for a reliable partner in factoring finance? If so, Intermarket Bank is the right choice for you.

Intermarket Bank has been active in the market since 1971 as an all-Austrian factoring bank. With headquarters in Vienna and offices in Innsbruck, we offer a wide range of factoring services in Austria.

Since mid-2011, Intermarket Bank AG had been operating under the umbrella of Erste Bank der oesterreichischen Sparkassen AG. In January 2017, the shares owned by Erste Bank der oesterreichischen Sparkassen AG were transferred to Erste Group Bank AG. Drawing on this strong background of expertise, we are one of the top specialists in receivables financing in the Austrian market. Especially in times of Basel III, non-restricted equity is crucial for your business’s growth and stability.

Ownership structure 

92.63 % – Erste Group Bank AG, Vienna

4.37 %   – „Die Kärntner“ Trust-Vermögensverwaltungsgesellschaft m.b.H. & Co KG, Klagenfurt

3.00 % – NÖ-Sparkassen Beteiligungsgesellschaft, Vienna

Annual report of Intermarket Bank AG

The profit for the year recorded by Intermarket Bank AG in 2023 is due to the loyalty of our customers, the trust of our shareholders and the hard work and expertise of our employees. Read all about the business performance of Intermarket Bank AG in 2023.

Management Board

Sebastian Erich - Chair of the Management Board

... has chaired the Management Board of Intermarket Bank AG since 1 January 2013. He began his banking career in 1991 working for Creditanstalt and then moved to Bayerische Hypo- und Vereinsbank (Paris) before joining Erste Group and Erste Bank Oesterreich. His main area of expertise is corporate clients (sales & risk management). Most recently, he headed the Large Corporates division at Erste Bank Oesterreich.

Christina Mayer - Member of the Board, Dept. Sales

 ... was appointed to the Management Board of Intermarket Bank AG on 1 January 2023. In 2000, she started her professional career at Bank Austria Creditanstalt in the key accounts department. Already in 2006 Christina Mayer moved to Erste Bank Österreich and took over a management role in the Metals Industry with cross-border responsibilities. After holding various positions within Erste Group and various industry specializations within Erste Group, she most recently headed the "Consumer Team" in the Large Corporates division.

Branch for Vienna, Upper and Lower Austria, Burgenland, Styria and Carinthia:

Am Belvedere 1, 1100 Vienna


Office for Salzburg, Tyrol, Vorarlberg, Switzerland:

Sparkassenplatz 1
6020 Innsbruck


Other key figures

Employees:                                                                     83 (2023)
Volume of accounts receivable handled:                 ~ 13.43 bn EUR (2023)
Market share in Austria:                                                36,82 % (2023)

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Erste Group in Central and Eastern Europe

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